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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,522 | $28,624-38.8% | $53,647-67.3% | $82,637-78.8% |
| Participation rate | 9.3% | 47.3%-37.9pp | 56.3%-46.9pp | 68.1%-58.7pp |
| Annual return | 19.77% | 664.98%-645.2pp | 358.33%-338.6pp | 53.51%-33.7pp |
| Employer contribution / active EE | $122 | $637-80.8% | $962-87.3% | $2,552-95.2% |
| Participant deferral / active EE | $311 | $1,196-74.0% | $1,813-82.9% | $4,126-92.5% |
| Admin fee / account holder | $1,906 | $2,022-5.7% | $2,460-22.5% | $7,339-74.0% |