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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,435 | $84,464-92.4% | $61,399-89.5% | $134,509-95.2% |
| Participation rate | 30.0% | 62.2%-32.2pp | 52.6%-22.6pp | 81.2%-51.2pp |
| Annual return | -16.87% | 585.06%-601.9pp | 338.81%-355.7pp | 418.13%-435.0pp |
| Employer contribution / active EE | $422 | $1,545-72.7% | $1,159-63.6% | $4,741-91.1% |
| Participant deferral / active EE | $884 | $2,818-68.6% | $2,124-58.4% | $6,400-86.2% |
| Admin fee / account holder | $1,442 | $2,587-44.3% | $2,131-32.3% | $11,427-87.4% |