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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,372 | $81,763-92.2% | $58,561-89.1% | $139,466-95.4% |
| Participation rate | 43.5% | 61.3%-17.9pp | 50.9%-7.4pp | 80.3%-36.9pp |
| Annual return | 21.05% | 7427.77%-7406.7pp | 4251.33%-4230.3pp | 373.66%-352.6pp |
| Employer contribution / active EE | $423 | $1,398-69.7% | $1,053-59.9% | $4,754-91.1% |
| Participant deferral / active EE | $818 | $2,555-68.0% | $1,923-57.5% | $6,712-87.8% |
| Admin fee / account holder | $1,163 | $3,273-64.5% | $2,520-53.8% | $11,409-89.8% |