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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,389 | $201,370-5.5% | $184,256+3.3% | $145,897+30.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.22% | 29.05%-10.8pp | 28.85%-10.6pp | 552.29%-534.1pp |
| Employer contribution / active EE | $19,426 | $7,024+176.6% | $6,427+202.2% | $4,663+316.6% |
| Participant deferral / active EE | $26,308 | $9,808+168.2% | $9,133+188.1% | $6,689+293.3% |
| Admin fee / account holder | $24,644 | $16,364+50.6% | $13,899+77.3% | $13,390+84.0% |