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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,389 | $201,344-5.4% | $184,243+3.3% | $145,877+30.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.22% | 29.01%-10.8pp | 28.82%-10.6pp | 551.28%-533.1pp |
| Employer contribution / active EE | $19,426 | $7,022+176.6% | $6,427+202.3% | $4,663+316.6% |
| Participant deferral / active EE | $26,308 | $9,807+168.3% | $9,132+188.1% | $6,691+293.2% |
| Admin fee / account holder | $24,644 | $16,382+50.4% | $13,914+77.1% | $13,402+83.9% |