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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,839 | $185,856-22.6% | $170,028-15.4% | $139,456+3.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 24.67% | 60.52%-35.9pp | 53.39%-28.7pp | 373.45%-348.8pp |
| Employer contribution / active EE | $18,196 | $7,593+139.6% | $6,788+168.1% | $4,753+282.9% |
| Participant deferral / active EE | $25,808 | $11,623+122.0% | $10,409+147.9% | $6,711+284.5% |
| Admin fee / account holder | $16,574 | $15,387+7.7% | $12,820+29.3% | $11,407+45.3% |