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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,643 | $101,763-22.7% | $164,866-52.3% | $80,874-2.8% |
| Participation rate | 86.0% | 71.8%+14.2pp | 78.6%+7.4pp | 67.6%+18.4pp |
| Annual return | 10.85% | 16.73%-5.9pp | 69.97%-59.1pp | 35.62%-24.8pp |
| Employer contribution / active EE | $483 | $2,954-83.7% | $4,343-88.9% | $2,756-82.5% |
| Participant deferral / active EE | $2,649 | $4,477-40.8% | $6,033-56.1% | $4,297-38.3% |
| Admin fee / account holder | $1,908 | $8,228-76.8% | $12,689-85.0% | $6,935-72.5% |