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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,643 | $101,795-22.7% | $165,100-52.4% | $80,959-2.9% |
| Participation rate | 86.0% | 71.8%+14.2pp | 78.6%+7.4pp | 67.7%+18.4pp |
| Annual return | 10.85% | 16.73%-5.9pp | 70.21%-59.4pp | 35.67%-24.8pp |
| Employer contribution / active EE | $483 | $2,954-83.7% | $4,348-88.9% | $2,757-82.5% |
| Participant deferral / active EE | $2,649 | $4,476-40.8% | $6,035-56.1% | $4,300-38.4% |
| Admin fee / account holder | $1,908 | $8,221-76.8% | $12,696-85.0% | $6,925-72.4% |