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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,643 | $101,778-22.7% | $164,975-52.3% | $80,925-2.8% |
| Participation rate | 86.0% | 71.8%+14.2pp | 78.6%+7.4pp | 67.7%+18.4pp |
| Annual return | 10.85% | 16.73%-5.9pp | 70.12%-59.3pp | 35.65%-24.8pp |
| Employer contribution / active EE | $483 | $2,954-83.7% | $4,343-88.9% | $2,756-82.5% |
| Participant deferral / active EE | $2,649 | $4,477-40.8% | $6,033-56.1% | $4,299-38.4% |
| Admin fee / account holder | $1,908 | $8,221-76.8% | $12,688-85.0% | $6,940-72.5% |