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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,143 | $81,870-25.3% | $119,622-48.9% | $68,486-10.7% |
| Participation rate | 92.3% | 71.9%+20.4pp | 79.3%+13.0pp | 67.9%+24.4pp |
| Annual return | -16.91% | -23.82%+6.9pp | -14.98%-1.9pp | -7.85%-9.1pp |
| Employer contribution / active EE | $484 | $2,692-82.0% | $4,232-88.6% | $2,597-81.3% |
| Participant deferral / active EE | $2,257 | $4,148-45.6% | $5,601-59.7% | $4,028-44.0% |
| Admin fee / account holder | $1,788 | $6,583-72.8% | $10,328-82.7% | $5,404-66.9% |