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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,923 | $65,423-14.5% | $98,477-43.2% | $85,856-34.9% |
| Participation rate | 56.7% | 65.0%-8.3pp | 73.3%-16.7pp | 69.3%-12.7pp |
| Annual return | 12.77% | 21.76%-9.0pp | 1493.59%-1480.8pp | 318.58%-305.8pp |
| Employer contribution / active EE | $1,424 | $2,168-34.3% | $2,961-51.9% | $2,565-44.5% |
| Participant deferral / active EE | $3,455 | $3,167+9.1% | $4,276-19.2% | $3,952-12.6% |
| Admin fee / account holder | $1,277 | $4,594-72.2% | $5,951-78.5% | $6,261-79.6% |