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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,020 | $54,355+1.2% | $82,744-33.5% | $68,486-19.7% |
| Participation rate | 55.6% | 63.9%-8.4pp | 72.6%-17.0pp | 67.9%-12.3pp |
| Annual return | -19.15% | -13.67%-5.5pp | 702.22%-721.4pp | -7.85%-11.3pp |
| Employer contribution / active EE | $1,396 | $2,219-37.1% | $3,008-53.6% | $2,597-46.2% |
| Participant deferral / active EE | $3,474 | $3,246+7.0% | $4,395-20.9% | $4,028-13.7% |
| Admin fee / account holder | $1,252 | $4,397-71.5% | $5,325-76.5% | $5,404-76.8% |