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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,520 | $57,305+24.8% | $86,640-17.5% | $75,173-4.9% |
| Participation rate | 57.7% | 63.2%-5.5pp | 71.7%-14.0pp | 67.2%-9.5pp |
| Annual return | 16.21% | 2674.24%-2658.0pp | 592.52%-576.3pp | 160.72%-144.5pp |
| Employer contribution / active EE | $1,413 | $2,316-39.0% | $3,024-53.3% | $2,671-47.1% |
| Participant deferral / active EE | $3,513 | $3,320+5.8% | $4,438-20.8% | $4,126-14.9% |
| Admin fee / account holder | $734 | $4,116-82.2% | $5,616-86.9% | $5,651-87.0% |