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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,925 | $180,749-90.6% | $160,784-89.5% | $137,256-87.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.12% | 2234.46%-2218.3pp | 1803.92%-1787.8pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,353 | $4,155-67.5% | $3,733-63.8% | $4,156-67.5% |
| Participant deferral / active EE | $3,307 | $6,844-51.7% | $6,293-47.4% | $6,407-48.4% |
| Admin fee / account holder | $2,028 | $10,397-80.5% | $9,717-79.1% | $12,270-83.5% |