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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,925 | $182,442-90.7% | $163,379-89.6% | $138,895-87.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.12% | 72.74%-56.6pp | 63.41%-47.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $1,353 | $4,159-67.5% | $3,752-64.0% | $4,194-67.8% |
| Participant deferral / active EE | $3,307 | $6,817-51.5% | $6,282-47.4% | $6,396-48.3% |
| Admin fee / account holder | $2,028 | $10,396-80.5% | $9,818-79.3% | $12,562-83.9% |