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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,358 | $82,674-33.0% | $125,381-55.8% | $68,486-19.2% |
| Participation rate | 59.2% | 75.1%-15.9pp | 82.4%-23.2pp | 67.9%-8.7pp |
| Annual return | -14.26% | -5.97%-8.3pp | 572.31%-586.6pp | -7.85%-6.4pp |
| Employer contribution / active EE | $4,369 | $3,382+29.2% | $4,815-9.3% | $2,597+68.3% |
| Participant deferral / active EE | $4,921 | $6,111-19.5% | $7,448-33.9% | $4,028+22.2% |
| Admin fee / account holder | $6,342 | $6,277+1.0% | $10,007-36.6% | $5,404+17.4% |