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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,175 | $98,766-40.1% | $149,730-60.5% | $79,852-25.9% |
| Participation rate | 88.5% | 75.8%+12.7pp | 82.5%+6.0pp | 69.6%+18.8pp |
| Annual return | 10.94% | 27.43%-16.5pp | 276.70%-265.8pp | 31.72%-20.8pp |
| Employer contribution / active EE | $3,928 | $3,217+22.1% | $4,645-15.4% | $2,471+59.0% |
| Participant deferral / active EE | $5,910 | $5,681+4.0% | $6,843-13.6% | $3,740+58.0% |
| Admin fee / account holder | $28,362 | $6,052+368.6% | $9,310+204.6% | $5,306+434.5% |