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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,652 | $89,367-23.2% | $141,191-51.4% | $72,975-5.9% |
| Participation rate | 98.3% | 75.1%+23.2pp | 82.5%+15.8pp | 69.5%+28.8pp |
| Annual return | 17.50% | 111.87%-94.4pp | 71.41%-53.9pp | 81.01%-63.5pp |
| Employer contribution / active EE | $3,681 | $3,115+18.2% | $4,736-22.3% | $2,440+50.8% |
| Participant deferral / active EE | $6,619 | $5,419+22.2% | $6,710-1.4% | $3,608+83.5% |
| Admin fee / account holder | $49,127 | $5,957+724.8% | $10,264+378.6% | $5,124+858.8% |