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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,180 | $136,860-77.9% | $120,344-74.9% | $154,746-80.5% |
| Participation rate | 77.8% | 79.9%-2.1pp | 76.7%+1.1pp | 80.7%-2.9pp |
| Annual return | 10.57% | 21.38%-10.8pp | 20.30%-9.7pp | 172.34%-161.8pp |
| Employer contribution / active EE | $4,687 | $3,533+32.7% | $3,020+55.2% | $4,379+7.0% |
| Participant deferral / active EE | $5,537 | $5,793-4.4% | $5,135+7.8% | $6,730-17.7% |
| Admin fee / account holder | $10,641 | $15,393-30.9% | $12,742-16.5% | $14,365-25.9% |