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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,180 | $124,425-75.7% | $112,040-73.1% | $137,256-78.0% |
| Participation rate | 77.8% | 79.3%-1.5pp | 76.5%+1.3pp | 80.0%-2.2pp |
| Annual return | 10.57% | 24.72%-14.1pp | 24.52%-13.9pp | 220.34%-209.8pp |
| Employer contribution / active EE | $4,687 | $3,411+37.4% | $2,954+58.7% | $4,156+12.8% |
| Participant deferral / active EE | $5,537 | $5,718-3.2% | $5,098+8.6% | $6,407-13.6% |
| Admin fee / account holder | $10,641 | $15,207-30.0% | $12,098-12.0% | $12,270-13.3% |