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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,435 | $154,228-74.4% | $145,433-72.9% | $137,256-71.3% |
| Participation rate | 76.9% | 83.8%-6.9pp | 82.1%-5.2pp | 80.0%-3.0pp |
| Annual return | 24.53% | 74.59%-50.1pp | 66.58%-42.0pp | 220.34%-195.8pp |
| Employer contribution / active EE | $2,350 | $4,804-51.1% | $4,554-48.4% | $4,156-43.4% |
| Participant deferral / active EE | $5,376 | $8,216-34.6% | $7,897-31.9% | $6,407-16.1% |
| Admin fee / account holder | $506 | $14,344-96.5% | $13,129-96.1% | $12,270-95.9% |