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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,435 | $156,398-74.8% | $147,318-73.2% | $138,895-71.6% |
| Participation rate | 76.9% | 83.8%-6.8pp | 82.1%-5.1pp | 79.9%-3.0pp |
| Annual return | 24.53% | 78.75%-54.2pp | 70.43%-45.9pp | 145.39%-120.9pp |
| Employer contribution / active EE | $2,350 | $4,853-51.6% | $4,593-48.8% | $4,194-44.0% |
| Participant deferral / active EE | $5,376 | $8,237-34.7% | $7,906-32.0% | $6,396-15.9% |
| Admin fee / account holder | $506 | $14,976-96.6% | $13,708-96.3% | $12,562-96.0% |