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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,716 | $167,415-78.7% | $140,514-74.6% | $198,609-82.0% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 13.81% | 13.85%0pp | 14.36%-0.5pp | 202.70%-188.9pp |
| Employer contribution / active EE | $5,417 | $4,088+32.5% | $3,378+60.3% | $5,055+7.1% |
| Participant deferral / active EE | $15,484 | $5,579+177.5% | $4,919+214.8% | $6,977+121.9% |
| Admin fee / account holder | $2,087 | $16,730-87.5% | $13,697-84.8% | $19,030-89.0% |