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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,339 | $100,792-90.7% | $86,691-89.2% | $134,509-93.1% |
| Participation rate | 83.3% | 78.9%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | -19.90% | 29.08%-49.0pp | 35.94%-55.8pp | 418.13%-438.0pp |
| Employer contribution / active EE | $1,683 | $3,491-51.8% | $2,837-40.7% | $4,741-64.5% |
| Participant deferral / active EE | $6,472 | $5,339+21.2% | $4,656+39.0% | $6,400+1.1% |
| Admin fee / account holder | $1,168 | $10,924-89.3% | $7,492-84.4% | $11,427-89.8% |