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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,885 | $57,140+10.1% | $85,240-26.2% | $80,959-22.3% |
| Participation rate | 12.5% | 56.4%-43.9pp | 67.5%-55.0pp | 67.7%-55.2pp |
| Annual return | 22.14% | 21.71%+0.4pp | 66.75%-44.6pp | 35.67%-13.5pp |
| Employer contribution / active EE | $706 | $1,802-60.8% | $2,735-74.2% | $2,757-74.4% |
| Participant deferral / active EE | $2,246 | $3,115-27.9% | $4,527-50.4% | $4,300-47.8% |
| Admin fee / account holder | $239 | $4,992-95.2% | $6,165-96.1% | $6,925-96.5% |