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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,389 | $109,372-89.6% | $89,414-87.3% | $158,966-92.8% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 0.00% | 345.55%-345.6pp | 245.50%-245.5pp | 302.95%-302.9pp |
| Employer contribution / active EE | $708 | $3,171-77.7% | $2,586-72.6% | $4,762-85.1% |
| Participant deferral / active EE | $4,536 | $4,598-1.4% | $3,890+16.6% | $5,983-24.2% |
| Admin fee / account holder | $9 | $6,156-99.9% | $4,883-99.8% | $11,250-99.9% |