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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,358 | $78,670-81.7% | $109,173-86.8% | $85,847-83.3% |
| Participation rate | 90.9% | 68.3%+22.6pp | 75.9%+15.0pp | 69.3%+21.6pp |
| Annual return | 17.05% | 25.09%-8.0pp | 25.75%-8.7pp | 318.61%-301.6pp |
| Employer contribution / active EE | $734 | $2,734-73.2% | $3,723-80.3% | $2,565-71.4% |
| Participant deferral / active EE | $2,993 | $3,467-13.7% | $4,654-35.7% | $3,952-24.3% |
| Admin fee / account holder | $2,650 | $5,469-51.5% | $6,755-60.8% | $6,261-57.7% |