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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,943 | $64,719-75.4% | $112,249-85.8% | $68,486-76.7% |
| Participation rate | 84.6% | 67.2%+17.5pp | 75.1%+9.6pp | 67.9%+16.7pp |
| Annual return | 1.77% | -11.40%+13.2pp | 27.48%-25.7pp | -7.85%+9.6pp |
| Employer contribution / active EE | $17 | $2,747-99.4% | $3,636-99.5% | $2,597-99.3% |
| Participant deferral / active EE | $2,436 | $3,565-31.7% | $4,729-48.5% | $4,028-39.5% |
| Admin fee / account holder | $6,172 | $5,232+18.0% | $6,412-3.7% | $5,404+14.2% |