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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,929 | $81,476-76.8% | $102,383-81.5% | $80,925-76.6% |
| Participation rate | 90.0% | 66.8%+23.2pp | 74.5%+15.5pp | 67.7%+22.3pp |
| Annual return | 16.30% | 25.59%-9.3pp | 24.94%-8.6pp | 35.65%-19.4pp |
| Employer contribution / active EE | $1,835 | $3,105-40.9% | $3,870-52.6% | $2,756-33.4% |
| Participant deferral / active EE | $2,190 | $3,871-43.4% | $5,060-56.7% | $4,299-49.1% |
| Admin fee / account holder | $352 | $6,717-94.8% | $8,391-95.8% | $6,940-94.9% |