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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,838 | $148,558+27.8% | $135,925+39.7% | $139,427+36.2% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 21.82% | 79.22%-57.4pp | 68.25%-46.4pp | 373.27%-351.4pp |
| Employer contribution / active EE | $2,827 | $5,244-46.1% | $4,857-41.8% | $4,752-40.5% |
| Participant deferral / active EE | $5,847 | $8,101-27.8% | $7,759-24.6% | $6,711-12.9% |
| Admin fee / account holder | $5,024 | $12,401-59.5% | $10,764-53.3% | $11,404-55.9% |