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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,772 | $155,555+31.0% | $146,866+38.7% | $155,188+31.3% |
| Participation rate | 56.3% | 84.0%-27.7pp | 82.5%-26.3pp | 80.8%-24.6pp |
| Annual return | 17.02% | 115.41%-98.4pp | 102.85%-85.8pp | 148.84%-131.8pp |
| Employer contribution / active EE | $1,914 | $4,647-58.8% | $4,425-56.7% | $4,248-54.9% |
| Participant deferral / active EE | $3,394 | $8,044-57.8% | $7,759-56.3% | $6,531-48.0% |
| Admin fee / account holder | $2,041 | $14,755-86.2% | $13,620-85.0% | $14,480-85.9% |