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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,711 | $138,114-3.2% | $125,391+6.6% | $134,545-0.6% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -19.66% | 750.88%-770.5pp | 572.41%-592.1pp | 418.37%-438.0pp |
| Employer contribution / active EE | $3,121 | $5,246-40.5% | $4,816-35.2% | $4,742-34.2% |
| Participant deferral / active EE | $7,511 | $7,801-3.7% | $7,448+0.8% | $6,401+17.3% |
| Admin fee / account holder | $5,602 | $11,570-51.6% | $10,009-44.0% | $11,431-51.0% |