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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,962 | $97,125-31.1% | $86,233-22.3% | $137,256-51.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 14.66% | 74.19%-59.5pp | 61.39%-46.7pp | 220.34%-205.7pp |
| Employer contribution / active EE | $5,091 | $2,841+79.2% | $2,504+103.3% | $4,156+22.5% |
| Participant deferral / active EE | $8,228 | $5,180+58.9% | $4,559+80.5% | $6,407+28.4% |
| Admin fee / account holder | $5,526 | $9,725-43.2% | $8,342-33.8% | $12,270-55.0% |