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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,764 | $100,203-50.3% | $85,240-41.6% | $145,897-65.9% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 11.69% | 84.28%-72.6pp | 66.75%-55.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $5,288 | $3,242+63.1% | $2,735+93.3% | $4,663+13.4% |
| Participant deferral / active EE | $8,458 | $5,299+59.6% | $4,527+86.8% | $6,689+26.4% |
| Admin fee / account holder | $2,557 | $7,265-64.8% | $6,165-58.5% | $13,390-80.9% |