Filings through .
2 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 7 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
6 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$25K in admin expenses, $143 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
13 funds of $250K or more; 17 lines in all, holding $7.4M of the plan's $7.4M. Recordkeeper: Morgan Stanley.
Target-date series: Vanguard Target Retirement, mutual fund, 54% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 10 vintages | $4.0M | 54.3% |
| Fidelity Blue Chip Growth Fund Class K Fidelity (FMR) · Mutual fund | $920K | 12.4% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $808K | 10.9% |
| American Funds Intl Vntg R6 Capital Group · Mutual fund | $528K | 7.1% |
| Vanguard Treasury Money Market Fund Investor Shares Vanguard · Money market | $298K | 4.0% |
| Fidelity Advisor Mega Cap Stock Z Fidelity (FMR) · Mutual fund | $289K | 3.9% |
| Victory Core Plus Intermediate Bond Fund (Formerly Usaa Intermediate-Term Bond Fund) Victory Core Plus Intermediate Bond Fund Class R6 Victory Capital · Mutual fund | $262K | 3.5% |
| Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index | $107K | 1.4% |
| Fidelity Mid Cap Index Fund Fidelity (FMR) · Mutual fund Index | $45K | 0.6% |
| U.S. Vector Equity Portfolio - Institutional Class Dimensional · Mutual fund | $39K | 0.5% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
7 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 3 funds, dropped 1 fund, likely replaced 3 funds. Moved to another target-date series.
| Fund | Year-end value |
|---|---|
| Target-date switchJPMorgan SmartRetirement 2055 Fund Class R2 to Vanguard Target Retirement 2055 Fund Investor Shares | $3.3M to $4.0M |
| ReplacedHighGrowth Fund OF America Class R-2E to Fidelity Blue Chip Growth Fund Class K | $386K to $920K |
| ReplacedHighNationwide S&P 500 Index Fund Class R to Fidelity 500 Index Fund | $736K to $808K |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
7 more lines and 5 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
MORGAN STANLEY SMITH BARNEY4 years Service code 15 · EIN 20-8764829 Recordkeeping | $18,757 |
ADP BROKER-DEALER7+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 Recordkeeping | $6,340 |
ADP BROKER-DEALER7+ years Service code 59 · EIN 22-3319984 Shareholder Servicing | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
2 contacts
7 filings · 2019 to 2025