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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,037 | $29,716-22.5% | $56,077-58.9% | $80,925-71.5% |
| Participation rate | 23.8% | 41.7%-17.9pp | 52.5%-28.7pp | 67.7%-43.8pp |
| Annual return | 14.73% | 35.30%-20.6pp | 1709.28%-1694.5pp | 35.65%-20.9pp |
| Employer contribution / active EE | $311 | $671-53.6% | $1,040-70.1% | $2,756-88.7% |
| Participant deferral / active EE | $1,057 | $1,228-14.0% | $1,954-45.9% | $4,299-75.4% |
| Admin fee / account holder | $659 | $2,432-72.9% | $2,825-76.7% | $6,940-90.5% |