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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,599 | $27,632+28.8% | $61,399-42.0% | $68,495-48.0% |
| Participation rate | 12.9% | 39.5%-26.6pp | 52.6%-39.7pp | 67.9%-55.0pp |
| Annual return | -14.69% | -13.24%-1.5pp | 338.81%-353.5pp | -7.84%-6.9pp |
| Employer contribution / active EE | $316 | $696-54.6% | $1,159-72.7% | $2,596-87.8% |
| Participant deferral / active EE | $1,537 | $1,264+21.6% | $2,124-27.7% | $4,028-61.8% |
| Admin fee / account holder | $929 | $2,010-53.8% | $2,131-56.4% | $5,403-82.8% |