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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,332 | $39,028-24.8% | $80,741-63.7% | $85,847-65.8% |
| Participation rate | 11.9% | 41.6%-29.6pp | 54.2%-42.3pp | 69.3%-57.4pp |
| Annual return | 21.40% | 26.31%-4.9pp | 87.30%-65.9pp | 318.61%-297.2pp |
| Employer contribution / active EE | $268 | $722-62.9% | $1,160-76.9% | $2,565-89.6% |
| Participant deferral / active EE | $1,122 | $1,326-15.3% | $2,145-47.7% | $3,952-71.6% |
| Admin fee / account holder | $3 | $2,429-99.9% | $3,380-99.9% | $6,261-99.9% |