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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,818 | $211,239-51.8% | $178,528-43.0% | $145,877-30.2% |
| Participation rate | 62.5% | 80.8%-18.3pp | 77.1%-14.6pp | 80.3%-17.8pp |
| Annual return | 20.36% | 30.22%-9.9pp | 27.11%-6.8pp | 551.28%-530.9pp |
| Employer contribution / active EE | $2,801 | $4,570-38.7% | $3,950-29.1% | $4,663-39.9% |
| Participant deferral / active EE | $11,728 | $6,963+68.4% | $6,278+86.8% | $6,691+75.3% |
| Admin fee / account holder | $286 | $12,095-97.6% | $10,419-97.3% | $13,402-97.9% |