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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,535 | $190,879-68.3% | $160,009-62.2% | $134,532-55.0% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.0%-15.5pp | 81.2%-18.7pp |
| Annual return | -7.89% | 552.63%-560.5pp | 408.85%-416.7pp | 418.27%-426.2pp |
| Employer contribution / active EE | $2,575 | $4,995-48.5% | $4,225-39.1% | $4,741-45.7% |
| Participant deferral / active EE | $8,405 | $6,924+21.4% | $6,183+35.9% | $6,401+31.3% |
| Admin fee / account holder | $182,561 | $10,495+1639.5% | $8,715+1994.8% | $11,429+1497.4% |