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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,088 | $228,395-23.8% | $185,861-6.3% | $158,982+9.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 3327.76% | 40.82%+3286.9pp | 35.96%+3291.8pp | 302.99%+3024.8pp |
| Employer contribution / active EE | $3,344 | $4,968-32.7% | $4,088-18.2% | $4,763-29.8% |
| Participant deferral / active EE | $14,047 | $6,417+118.9% | $5,634+149.3% | $5,983+134.8% |
| Admin fee / account holder | $300 | $11,869-97.5% | $9,503-96.8% | $11,252-97.3% |