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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,237 | $102,422-38.3% | $147,117-57.0% | $80,959-21.9% |
| Participation rate | 81.1% | 75.9%+5.2pp | 82.2%-1.1pp | 67.7%+13.4pp |
| Annual return | 18.70% | 135.16%-116.5pp | 420.54%-401.8pp | 35.67%-17.0pp |
| Employer contribution / active EE | $112 | $3,717-97.0% | $4,932-97.7% | $2,757-95.9% |
| Participant deferral / active EE | $14,936 | $6,652+124.5% | $8,065+85.2% | $4,300+247.3% |
| Admin fee / account holder | $2,847 | $7,953-64.2% | $12,993-78.1% | $6,925-58.9% |