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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,476 | $82,674-69.2% | $125,363-79.7% | $68,495-62.8% |
| Participation rate | 82.5% | 75.0%+7.5pp | 82.4%+0.1pp | 67.9%+14.6pp |
| Annual return | -6.03% | -5.97%-0.1pp | 572.15%-578.2pp | -7.84%+1.8pp |
| Employer contribution / active EE | $122 | $3,382-96.4% | $4,815-97.5% | $2,596-95.3% |
| Participant deferral / active EE | $12,641 | $6,111+106.9% | $7,447+69.7% | $4,028+213.9% |
| Admin fee / account holder | $645 | $6,276-89.7% | $10,005-93.5% | $5,403-88.1% |