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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,061 | $138,385-76.8% | $184,243-82.6% | $80,925-60.4% |
| Participation rate | 87.7% | 83.9%+3.8pp | 86.8%+0.9pp | 67.7%+20.0pp |
| Annual return | 13.49% | 20.02%-6.5pp | 28.82%-15.3pp | 35.65%-22.2pp |
| Employer contribution / active EE | $2,476 | $4,851-48.9% | $6,427-61.5% | $2,756-10.2% |
| Participant deferral / active EE | $4,480 | $7,075-36.7% | $9,132-50.9% | $4,299+4.2% |
| Admin fee / account holder | $1,999 | $10,489-80.9% | $13,914-85.6% | $6,940-71.2% |