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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,061 | $138,385-76.8% | $184,200-82.6% | $80,874-60.4% |
| Participation rate | 87.7% | 83.9%+3.8pp | 86.8%+0.9pp | 67.6%+20.0pp |
| Annual return | 13.49% | 20.02%-6.5pp | 28.80%-15.3pp | 35.62%-22.1pp |
| Employer contribution / active EE | $2,476 | $4,849-48.9% | $6,424-61.4% | $2,756-10.1% |
| Participant deferral / active EE | $4,480 | $7,073-36.7% | $9,132-50.9% | $4,297+4.3% |
| Admin fee / account holder | $1,999 | $10,483-80.9% | $13,907-85.6% | $6,935-71.2% |