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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,105 | $110,083-80.8% | $151,628-86.1% | $68,495-69.2% |
| Participation rate | 93.6% | 84.0%+9.7pp | 87.5%+6.1pp | 67.9%+25.7pp |
| Annual return | -16.85% | -10.12%-6.7pp | 3.34%-20.2pp | -7.84%-9.0pp |
| Employer contribution / active EE | $1,832 | $4,470-59.0% | $6,165-70.3% | $2,596-29.4% |
| Participant deferral / active EE | $4,095 | $6,526-37.3% | $8,363-51.0% | $4,028+1.7% |
| Admin fee / account holder | $1,637 | $7,718-78.8% | $11,613-85.9% | $5,403-69.7% |