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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,072 | $137,414+101.6% | $189,520+46.2% | $85,856+222.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 19.19% | 38.14%-18.9pp | 555.25%-536.1pp | 318.58%-299.4pp |
| Employer contribution / active EE | $11,158 | $4,344+156.8% | $6,161+81.1% | $2,565+335.0% |
| Participant deferral / active EE | $13,343 | $6,260+113.2% | $8,220+62.3% | $3,952+237.6% |
| Admin fee / account holder | $8,852 | $8,630+2.6% | $12,046-26.5% | $6,261+41.4% |