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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,460 | $125,797+111.0% | $170,043+56.1% | $75,173+253.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 28.44% | 27.20%+1.2pp | 53.40%-25.0pp | 160.72%-132.3pp |
| Employer contribution / active EE | $9,581 | $4,616+107.5% | $6,790+41.1% | $2,671+258.7% |
| Participant deferral / active EE | $14,448 | $6,838+111.3% | $10,410+38.8% | $4,126+250.2% |
| Admin fee / account holder | $1,405 | $8,177-82.8% | $12,824-89.0% | $5,651-75.1% |