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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,296 | $138,366+112.0% | $184,185+59.2% | $80,911+262.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 16.23% | 20.02%-3.8pp | 28.81%-12.6pp | 35.63%-19.4pp |
| Employer contribution / active EE | $11,164 | $4,849+130.3% | $6,426+73.7% | $2,756+305.1% |
| Participant deferral / active EE | $15,652 | $7,074+121.2% | $9,132+71.4% | $4,297+264.2% |
| Admin fee / account holder | $14,899 | $10,484+42.1% | $13,909+7.1% | $6,935+114.8% |