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| Provider | Service type | Compensation |
|---|---|---|
MERCER1 year Filed as: MERCER INVESTMENTS LLC Service code 16 · EIN 30-0282430 | Consulting | $188,731 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $71,164 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $33,014 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $793 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,574 | $92,090-1.6% | $106,201-14.7% | $77,671+16.6% |
| Participation rate | 74.6% | 81.0%-6.4pp | 75.3%-0.6pp | 70.6%+4.1pp |
| Annual return | 13.29% | 17.89%-4.6pp | 116.26%-103.0pp | 31.21%-17.9pp |
| Employer contribution / active EE | $5,357 | $3,368+59.0% | $3,170+69.0% | $2,726+96.5% |
| Participant deferral / active EE | $6,909 | $5,386+28.3% | $5,012+37.8% | $4,648+48.6% |
| Admin fee / account holder | $301 | $219+37.4% | $11,039-97.3% | $430-30.1% |