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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 · EIN 46-5378846 | Recordkeeping | $140,566 |
Filed as: BLUE WATER ADVISORS Service code 26 133 EAST MAIN STREET · BABYLON, NY 11702 | Advisory (Participants) | $31,328 |
QCI ASSET MANAGEMENT8+ years Service code 26 40A GROVE STREET · PITTSFORD, NY 14534 | Advisory (Participants) | $23,305 |
MATRIX TRUST COMPANY8+ years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 15 · EIN 75-3182674 | Recordkeeping | $12,332 |
E CRAIG YOUNG2 years Filed as: CRAIG CAIRNS HOWE & RUSLING Service code 26 120 EAST AVENUE · ROCHESTER, NY 14604 | Advisory (Participants) | $10,028 |
COBBLESTONE CAPITAL ADVISORS4 years Service code 26 · EIN 16-1543732 | Advisory (Participants) | $3,882 |
MATRIX TRUST COMPANY7 years Service code 62 | Float revenue; Soft dollars commissions | $0 |
TD AMERITRADE, INC.8+ years Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,434 | $82,188+208.4% | $125,391+102.1% | $64,824+291.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 82.4%+17.6pp | 71.5%+28.5pp |
| Annual return | -15.46% | 3.50%-19.0pp | 572.41%-587.9pp | 32.84%-48.3pp |
| Employer contribution / active EE | $12,400 | $3,617+242.8% | $4,816+157.5% | $2,507+394.6% |
| Participant deferral / active EE | $9,589 | $7,177+33.6% | $7,448+28.7% | $4,311+122.4% |
| Admin fee / account holder | $331 | $163+102.6% | $10,009-96.7% | $188+76.1% |