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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY1+ years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 15 · EIN 75-3182674 | Recordkeeping | $182,947 |
QCI ASSET MANAGEMENT1+ years Service code 26 40A GROVE STREET · PITTSFORD, NY 14534 | Advisory (Participants) | $13,164 |
LYON CAPITAL MANAGEMENT1+ years Service code 26 · EIN 16-1516933 | Advisory (Participants) | $7,591 |
TD AMERITRADE, INC.1+ years Service code 59 · EIN 82-0543156 | Shareholder Servicing | $1,784 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,048 | $88,324+194.4% | $115,038+126.1% | $55,191+371.2% |
| Participation rate | 98.7% | 72.5%+26.1pp | 81.4%+17.3pp | 69.2%+29.5pp |
| Annual return | 1.38% | 6.30%-4.9pp | 26.14%-24.8pp | 10.78%-9.4pp |
| Employer contribution / active EE | $12,359 | $2,805+340.6% | $4,608+168.2% | $1,899+550.9% |
| Participant deferral / active EE | $7,794 | $5,042+54.6% | $6,026+29.3% | $3,046+155.8% |
| Admin fee / account holder | $406 | $105+285.7% | $8,175-95.0% | $91+347.7% |