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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 · EIN 46-5378846 | Recordkeeping | $149,022 |
LYON CAPITAL MANAGEMENT5+ years Service code 26 · EIN 16-1516933 | Advisory (Participants) | $20,202 |
QCI ASSET MANAGEMENT5+ years Service code 26 40A GROVE STREET · PITTSFORD, NY 14534 | Advisory (Participants) | $14,064 |
Service code 26 · EIN 16-1543732 | Advisory (Participants) | $5,298 |
Filed as: BLUE WATER ADVISORS Service code 26 133 EAST MAIN STREET · BABYLON, NY 11702 | Advisory (Participants) | $3,296 |
MATRIX TRUST COMPANY4 years Service code 62 | Soft dollars commissions; Float revenue | $0 |
MATRIX TRUST COMPANY5+ years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 15 · EIN 75-3182674 | Recordkeeping | $0 |
TD AMERITRADE, INC.5+ years Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,699 | $88,122+239.0% | $141,197+111.5% | $67,582+342.0% |
| Participation rate | 98.2% | 76.5%+21.8pp | 82.5%+15.7pp | 71.3%+26.9pp |
| Annual return | 21.39% | 75.40%-54.0pp | 71.41%-50.0pp | 378.57%-357.2pp |
| Employer contribution / active EE | $13,097 | $3,224+306.2% | $4,736+176.5% | $2,148+509.8% |
| Participant deferral / active EE | $8,390 | $5,958+40.8% | $6,710+25.0% | $3,539+137.0% |
| Admin fee / account holder | $375 | $131+186.2% | $10,265-96.4% | $142+163.3% |