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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 · EIN 46-5378846 | Recordkeeping | $53,474 |
Filed as: BLUE WATER ADVISORS Service code 26 133 EAST MAIN STREET · BABYLON, NY 11702 | Advisory (Participants) | $31,174 |
QCI ASSET MANAGEMENT6+ years Service code 26 40A GROVE STREET · PITTSFORD, NY 14534 | Advisory (Participants) | $22,065 |
LYON CAPITAL MANAGEMENT6+ years Service code 26 · EIN 16-1516933 | Advisory (Participants) | $19,961 |
MATRIX TRUST COMPANY6+ years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 15 · EIN 75-3182674 | Recordkeeping | $10,202 |
COBBLESTONE CAPITAL ADVISORS2 years Service code 26 · EIN 16-1543732 | Advisory (Participants) | $3,722 |
MATRIX TRUST COMPANY5 years Service code 62 | Float revenue; Soft dollars commissions | $0 |
TD AMERITRADE, INC.6+ years Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,125 | $100,801+226.5% | $149,745+119.8% | $73,412+348.3% |
| Participation rate | 98.7% | 77.7%+21.0pp | 82.5%+16.2pp | 72.2%+26.5pp |
| Annual return | 16.19% | 265.34%-249.1pp | 276.72%-260.5pp | 59.30%-43.1pp |
| Employer contribution / active EE | $8,450 | $3,312+155.2% | $4,646+81.9% | $2,234+278.3% |
| Participant deferral / active EE | $9,822 | $6,404+53.4% | $6,843+43.5% | $3,806+158.1% |
| Admin fee / account holder | $360 | $181+99.3% | $9,312-96.1% | $158+128.2% |