Retirement plan

DENVER SCHOOL OF SCIENCE AND TECHNOLOGY 401(K) PLAN

Name: DENVER SCHOOL SCIENCE TECH - DENVER SCHOOL OF SCIENCE AND TECHNOLOGY 401(K) PLAN (2018) Form 5500
Creator: DENVER SCHOOL SCIENCE TECH
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DENVER SCHOOL OF SCIENCE AND TECHNOLOGY 401(K) PLAN, DENVER SCHOOL SCIENCE TECH

DENVER SCHOOL SCIENCE TECHEIN 84-1602733Plan #001PY 2018

3401 QUEBEC ST STE 2000 - DENVER, CO 80207303-802-4140LinkedIn1-10 employeeshigher education

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$11.7M

+37.3% from 2017

Total participants

815

+25.0% from 2017

Average account balance

$15,060

+9.1% from 2017

Annual return

10.10%

-7.62 pp from 2017

Benchmarks

See 2,763 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,763 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$52.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$41K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,293

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.30M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$196

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 11 by compensation

Provider	Service type	Compensation
MMA SECURITIES LLC1 year Filed as: MARSH INS AND INVESTMENTS Service code 27 PO BOX 26945 · NEW YORK, NY 10087	Advisory (Plan)	$44,775
MERCER1 year Filed as: MERCER INVESTMENT CONSULTING LLC Service code 27 · EIN 61-0736136	Advisory (Plan)	$40,000
AMERICAN FUNDS1 year Service code 52	Indirect Investment Fees	$0
BLACKROCK1 year Service code 52	Indirect Investment Fees	$0
DIMENSIONAL FUND ADVISORS1 year Service code 52	Indirect Investment Fees	$0
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: FIDELITY INVESTMENTS Service code 52	Indirect Investment Fees	$0
JOHN HANCOCK LIFE INSURANCE COMPANY1 year Filed as: JOHN HANCOCK Service code 52	Indirect Investment Fees	$0
PGIM INVESTMENTS1 year Service code 52	Indirect Investment Fees	$0
T ROWE PRICE RPS INC1 year Filed as: T. ROWE PRICE Service code 52	Indirect Investment Fees	$0
THE VANGUARD GROUP, INC.1 year Filed as: VANGUARD Service code 52	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G3D3F2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$47K

$68 / participant

Investment mgmt$44K94.6%
Contract admin$3K5.4%
Other / not subdivided$10.0%

% of EOY assets

0.400%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: EIDE BAILLY LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,060

$75,388-80.0%

$123,552-87.8%

$55,725-73.0%

Participation rate

94.5%

75.7%+18.8pp

82.3%+12.2pp

70.9%+23.6pp

Annual return

10.10%

4.48%+5.6pp

119.20%-109.1pp

244.93%-234.8pp

Employer contribution / active EE

$1,795

$3,063-41.4%

$4,628-61.2%

$2,078-13.6%

Participant deferral / active EE

$2,722

$5,651-51.8%

$6,426-57.6%

$3,356-18.9%

Admin fee / account holder

$60

$120-49.7%

$9,285-99.4%

$115-47.7%

Provider

Service type

Compensation

MMA SECURITIES LLC1 year

Filed as: MARSH INS AND INVESTMENTS

Service code 27

PO BOX 26945 · NEW YORK, NY 10087

Advisory (Plan)

$44,775

MERCER1 year

Filed as: MERCER INVESTMENT CONSULTING LLC

Service code 27 · EIN 61-0736136

Advisory (Plan)

$40,000

AMERICAN FUNDS1 year

Service code 52

Indirect Investment Fees

BLACKROCK1 year

Service code 52

Indirect Investment Fees

DIMENSIONAL FUND ADVISORS1 year

Service code 52

Indirect Investment Fees

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: FIDELITY INVESTMENTS

Service code 52

Indirect Investment Fees

JOHN HANCOCK LIFE INSURANCE COMPANY1 year

Filed as: JOHN HANCOCK

Service code 52

Indirect Investment Fees

PGIM INVESTMENTS1 year

Service code 52

Indirect Investment Fees

T ROWE PRICE RPS INC1 year

Filed as: T. ROWE PRICE

Service code 52

Indirect Investment Fees

THE VANGUARD GROUP, INC.1 year

Filed as: VANGUARD

Service code 52

Indirect Investment Fees

DENVER SCHOOL OF SCIENCE AND TECHNOLOGY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DENVER SCHOOL OF SCIENCE AND TECHNOLOGY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion