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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,544 | $81,457-28.1% | $103,378-43.4% | $80,911-27.6% |
| Participation rate | 98.7% | 66.8%+31.9pp | 74.5%+24.2pp | 67.6%+31.1pp |
| Annual return | 11.17% | 25.58%-14.4pp | 24.91%-13.7pp | 35.63%-24.5pp |
| Employer contribution / active EE | $12,749 | $3,107+310.3% | $3,870+229.4% | $2,756+362.6% |
| Participant deferral / active EE | $2,362 | $3,871-39.0% | $5,058-53.3% | $4,297-45.0% |
| Admin fee / account holder | $3,219 | $6,717-52.1% | $8,401-61.7% | $6,935-53.6% |