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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,544 | $81,487-28.2% | $102,412-42.8% | $80,935-27.7% |
| Participation rate | 98.7% | 66.8%+31.9pp | 74.5%+24.2pp | 67.7%+31.1pp |
| Annual return | 11.17% | 25.60%-14.4pp | 24.94%-13.8pp | 35.66%-24.5pp |
| Employer contribution / active EE | $12,749 | $3,103+310.9% | $3,870+229.4% | $2,757+362.5% |
| Participant deferral / active EE | $2,362 | $3,871-39.0% | $5,060-53.3% | $4,299-45.1% |
| Admin fee / account holder | $3,219 | $6,717-52.1% | $8,388-61.6% | $6,924-53.5% |